What is Assisted Living?
What is Assisted Living - Assisted living is often viewed as the best of both worlds for seniors. Residents have as much independence as they want with the knowledge that personal care and support services are available if they need them. Assisted living communities are designed to provide residents with assistance with basic ADLs (activities of daily living) such as bathing, grooming, dressing, and more. Some states also allow assisted living to offer medication assistance and/or reminders. These communities differ from nursing homes in that they don’t offer complex medical services. The physical environment of an assisted living is often more appealing to both potential residents and their families. These communities offer a more home-like atmosphere with apartment styles that typically include studio and one bedroom models. Kitchenettes usually feature a small refrigerator and microwave.
Who needs assisted living?
Assisted living residents are usually seniors who have had a slight decline in health in some way and need assistance performing one or more activities of daily living (ADLs). Seniors who would like to live in a social environment with little responsibilities and a place where care is easily accessible whenever the senior may need it are the type of seniors you will find in an assisted living community.
Many assisted living communities allow the resident to age in place. Communities are able to do this because many have care available on-site, and if they do not, they contract with local healthcare providers so that the resident can stay at the community as his or her level of care increases. This care is paid for on top of the monthly rent and varies depending on the amount of care needed.
Typically, these communities offer their residents prepared meals three times a day and help with light housekeeping and laundry. Depending on the community, residents may have access to a fitness center, swimming pool, beauty salon, post office and transportation. Communities will also plan events, activities and trips that residents can participate in that are anything from shopping to concerts. Assisted living communities range from very small homes to very large campuses and therefore, amenities vary community to community. Another important aspect of assisted living is that most communities recognize that being able to keep a pet is very important to the resident, and therefore many of these communities will allow the senior to bring a pet as long as he or she is able to take care of it.
How to pay for Assisted Living
Assisted living is typically paid for from private funds, but there are a few exceptions. Some long-term care insurance policies cover assisted living. Check your loved one’s insurance policy to see if it is covered. If the resident was a war veteran or is the spouse of a war veteran, he or she might qualify for Veteran’s Benefits that can be used to help pay for assisted living. In a limited number of states, Medicaid funds and waivers are available to help with assisted living costs.
- Enhanced Assisted Living
- Advantages of Independent and Assisted Living Communities
- Signs that a Senior May Need Assisted Living
- Tax Deductions for Assisted Living
- Veteran’s Benefit for Assisted Living
- Alzheimer’s and Dementia Care
- Assisted Living Federation of America